Can I pay my loan early or pay more than scheduled?

You can make additional principal payments or pay your loan in full at any time, without incurring any prepayment charges or penalties. We strongly encourage you to pay your loan off as quickly as possible.

By Andrew Evans|2024-07-05T22:31:39+00:00July 5, 2024|Main|0 Comments

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621 Medicine Way
Suite 2, Ukiah, CA 95482
(866) 942-5538

The Loansmith’s service is being offered online from the reservation of the Guidiville Indian Rancheria, a sovereign nation located within the United States of America. The Loansmith is a licensed tribal lending corporation wholly owned by the Guidiville Indian Rancheria that operates on the Tribe’s land. The Loansmith does not accept applications for its service from residents of all states and its service may or may not be available to residents of a particular state. By obtaining services from this site, you are submitting to the jurisdiction of the Guidiville Indian Rancheria.

LOANS FROM THE LOANSMITH ARE DESIGNED TO MEET SHORT-TERM FINANCIAL NEEDS. These loans are an expensive form of credit that are NOT intended as solutions to long-term financial needs.

The Loansmith may perform credit checks to verify the personal and financial information provided on your application and to determine eligibility for funding. Not all who apply will qualify. Before signing to accept any credit, completely review your loan agreement which contains important disclosures of APR, fees, and payment terms.

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Can I pay my loan early or pay more than scheduled?