Thank you for visiting this web site, which is owned and operated by The Loansmith. The Loansmith provides and maintains this site for your personal information. By accessing and using the site, you accept and agree, without limitation, to the following terms and conditions:
Intellectual property
The trademarks, titles, characters, trade names, graphics, designs and other properties, including all software, text and images appearing on this site are protected intellectual properties owned by The Loansmith, its licensees, or other third parties who have authorized use of such properties on this The Loansmith will aggressively enforce its intellectual property rights to the fullest extent of the law.
Your use of this site
The site is available only to individuals who can enter into legally binding contracts under applicable law. The site is not intended for use of individuals under eighteen (18) years of age. If you are under eighteen (18) years of age, you do not have permission to use and/or access the Site. The Loansmith grants you permission to view and make copies of documents, pages, images or other materials or content on this site for the purposes of obtaining a loan, The Loansmith or their affiliates for your non-commercial, personal use. The Loansmith reserves all other rights in this web site and its contents. You may not distribute, display, transmit or disseminate any such documents, pages, images, materials or content without the prior written consent of The Loansmith. Except as expressly provided on this site, nothing contained on this site shall be construed as conferring any right or license under any trademark, copyright or other intellectual property right.
Limitation of liability and disclaimer of warranties
The Loansmith uses reasonable efforts to ensure that the information on this site is accurate, but cannot guarantee such accuracy. The Loansmith makes no representations regarding the use or results of any content on this site as to its accuracy, reliability or any other matter. NEITHER The Loansmith NOR ANY OTHER PARTY INVOLVED IN CREATING, PRODUCING OR DELIVERING THIS SITE SHALL BE LIABLE FOR ANY DIRECT, INCIDENTAL, CONSEQUENTIAL, INDIRECT OR PUNITIVE DAMAGES ARISING OUT OF YOUR ACCESS TO, OR USE OF, THIS SITE. Everything on this site is provided “AS IS” AND WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO, ANY IMPLIED WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT. Because some jurisdictions may not allow the exclusion of implied warranties or limitation of certain types of damages, some of the above exclusion limitations may not apply to you. Check your local laws.
Linking
This site may contain links to sites maintained by third parties. The Loansmith is not responsible for the content or privacy policies of those sites, and the existence of such links should not be considered an endorsement or recommendation of those sites or of any product or service offered on those sites or of any party that is associated with those sites.
Privacy
The Loansmith will use any personal data supplied through this site in accordance with its Privacy Policy.
Collection and use of bank account information
If we extend credit to a consumer, we will consider the bank account information provided by the consumer as eligible for us to process payments against. In addition, as part of our information collection process, we may detect additional bank accounts under the ownership of the consumer. We will consider these additional accounts to be part of the application process.
Offers void in some states
The offers advertised on this site may be void in some states.
Modification
The Loansmith reserves the right to modify these terms and conditions from time to time. Your use of this site after such a modification will constitute your acceptance of, and your agreement to, any new or amended terms and conditions.